Research an article from newspaper, internet or magazine. The essay should be related to our class study of time value of money and financial planning. You need to demonstrate the essay topic with your numerical calculations, either with your numerical calculation or replication if the numbers in the essay. Remember to illustrate the role of time value of money in the decision making. 
Below are some suggested candidates for research topics.

Planning for retirement savings
How much should you earn to justify the cost of your college education?
How much is the value of attending the graduate school?
Project planning
not specified