Chapter 4 is concerned with Consumer Financial Information.  From the Chapter Summary:  “Consumer financial information is valuable.  In the wrong hands, it can be used to commit identity theft.”  What is identity theft?  How is consumer financial information protected by the Federal government?  How does Private Industry protect this information?  
Answer the question with a short paragraph, between 150 and 250 words.  Brevity is a virtue.  That is why you are limited to 250 words.  If you can’t present your hypothesis in 250 words or less then it is too complicated.   Remember that when you state a fact if you don’t provide a reference, it is not a fact but rather an opinion.